CMS Price Transparency Data

MRI, brain (no contrast)

Facility: St Luke's Miners Memorial Hospital

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $486
Cash Discount Price: $5,712
vs. Medicare Baseline: 1.99x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at St Luke's Miners Memorial Hospital is $486. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,712. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.99x the Medicare baseline. Located in 360 W Ruddle Street, Coaldale, PA.

Cash / Self-Pay

$5,712

Average discount available for prompt cash payment at this facility.

Insurance Median

$486

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $5,712 (2343%)

Insurance Median: $486 (199%)

Cash: $5,712 (2343% of Medicare)

Ins. Median: $486 (199% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$242 - $5,257	99%
Highmark	$242 - $669	99%
Aetna	$247 - $2,215	101%
Geisinger	$247 - $1,785	101%
Humana	$252	103%
Upmc Health Plan	$254 - $1,740	104%
UnitedHealthcare	$261 - $1,834	107%
Keystone First	$338	139%
Highmark Wholecare	$388	159%
Amerihealth Caritas	$405	166%
Jefferson Health Plan	$486	199%
Oscar	$1,647	676%
Cigna	$1,737	713%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,712.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Miners Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.