CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Punxsutawney Area Hospital

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $9
Cash Discount Price: $31
vs. Medicare Baseline: 1.06x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Punxsutawney Area Hospital is $9. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $31. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 1.06x the Medicare baseline. Located in 81 Hillcrest Drive, Punxsutawney, PA.

Cash / Self-Pay

$31

Average discount available for prompt cash payment at this facility.

Insurance Median

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $31 (366%)

Insurance Median: $9 (106%)

Cash: $31 (366% of Medicare)

Ins. Median: $9 (106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$3 - $32	35%
Cigna	$4 - $48	47%
Highmark	$5 - $23	59%
Highmark Wholecare	$5 - $10	59%
Tricare	$7	83%
Aetna	$8 - $19	95%
Amerihealth Caritas	$8 - $9	95%
Geisinger Health Plan	$8 - $12	95%
Humana	$8	95%
United Mine Workers Of America	$8	95%
Upmc Health Plan	$8 - $48	95%
Ambetter / Centene	$9 - $13	106%
Pa Health And Wellness Commercial	$11 - $17	130%
Geisinger	$12 - $24	142%
Pa Workers Compensation	$80	946%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $31.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Punxsutawney Area Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.