CMS Price Transparency Data

X-ray, lower back

Facility: Punxsutawney Area Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $49
Cash Discount Price: $110
vs. Medicare Baseline: 0.46x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Punxsutawney Area Hospital is $49. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $110. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.46x the Medicare baseline. Located in 81 Hillcrest Drive, Punxsutawney, PA.

Cash / Self-Pay

$110

Average discount available for prompt cash payment at this facility.

Insurance Median

$49

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $110 (103%)

Insurance Median: $49 (46%)

Cash: $110 (103% of Medicare)

Ins. Median: $49 (46% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Highmark Wholecare	$7 - $101	7%
UnitedHealthcare	$8 - $304	7%
Tricare	$11 - $99	10%
Aetna	$12 - $264	11%
Amerihealth Caritas	$12 - $107	11%
Cigna	$12 - $313	11%
Geisinger Health Plan	$12 - $109	11%
Highmark	$12 - $1,137	11%
United Mine Workers Of America	$12 - $109	11%
Upmc Health Plan	$12 - $169	11%
Ambetter / Centene	$13 - $115	12%
Pa Health And Wellness Commercial	$15 - $218	14%
Geisinger	$17 - $305	16%
Pa Workers Compensation	$75 - $527	70%
Humana	$107	100%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $110.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Punxsutawney Area Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.