Blood test, clotting time (PT/INR)
Facility: Penn Presbyterian Medical Center
Billing Code: 85610 (CPT)
- CPT Billing Code: 85610
- Insurance Median: $13
- Cash Discount Price: $91
- vs. Medicare Baseline: 3.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 303% of the Medicare baseline (a markup of 203%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $2 - $165 | 47% |
| Cigna | $3 - $52 | 70% |
| Horizon Nj Health | $3 - $29 | 70% |
| Blue Cross Blue Shield | $4 - $165 | 93% |
| Geisinger Health Plan | $4 - $14 | 93% |
| Health Partners | $4 - $165 | 93% |
| Humana | $4 - $132 | 93% |
| Ibc | $4 | 93% |
| Medicaid / KanCare | $4 - $165 | 93% |
| Medicare (plans) | $4 | 93% |
| Pa Health And Wellness | $4 - $7 | 93% |
| Pa Medical Assistance | $4 | 93% |
| Penn Life (Living Independently For Elders) | $4 | 93% |
| Pgm - Regie De L'Assurance Maladie Quebec | $4 - $38 | 93% |
| Philadelphia Va Medical Center | $4 | 93% |
| Preferred Health Care Eliance | $4 - $41 | 93% |
| Upmc | $4 - $165 | 93% |
| Aetna | $5 - $165 | 117% |
| Clover Health Plan | $5 | 117% |
| Gateway Health Plan | $5 | 117% |
| Keystone First | $5 | 117% |
| Keystone Mercy Health Plan | $5 - $165 | 117% |
| Tricare | $5 | 117% |
| Us Family Health Plan | $5 | 117% |
| Coventry | $6 - $84 | 140% |
| Devon | $6 - $74 | 140% |
| Elap | $6 | 140% |
| Ibc Commercial Hpn | $6 | 140% |
| Pgm - Chop | $6 - $66 | 140% |
| Pgm - Kuwait Defense | $6 - $74 | 140% |
| Qualcare | $6 - $63 | 140% |
| Wissahickon Hospice | $6 - $66 | 140% |
| Claims Watcher | $7 - $8 | 163% |
| Healthamerica/Coventry | $7 - $81 | 163% |
| Keystone Hmo Proactive | $7 | 163% |
| Oscar Health Plan | $7 | 163% |
| Centivo | $8 | 186% |
| Elap Services | $8 | 186% |
| First Health Global | $8 - $82 | 186% |
| Olympus | $8 - $78 | 186% |
| Urn-Cancer Resource Services | $8 - $82 | 186% |
| Highmark | $9 | 210% |
| Health Net | $10 - $99 | 233% |
| Pgm - Embassy Of Qatar | $10 - $107 | 233% |
| Pgm - Ontario Ministry Of Health And Long-Term Care (Ohip) | $10 - $107 | 233% |
| Pgm - Royal Embassy Of Saudi Arabia | $10 - $99 | 233% |
| Penn Global Medicine | $11 | 256% |
| Pgm - Embassy Of The United Emirates/Ipc | $11 - $116 | 256% |
| Devon Health Services Inc | $13 - $132 | 303% |
| Health America/Ccn | $13 - $132 | 303% |
| Intergroup | $13 - $132 | 303% |
| Pgm - Kuwait Health Division | $13 - $132 | 303% |
| Pgm - Kuwait Oil | $13 - $132 | 303% |
| Preferred Care | $13 - $132 | 303% |
| Commercial Other | $16 - $165 | 373% |
| International Pfs | $16 - $165 | 373% |
| Magellan | $16 - $165 | 373% |
| Quest Behavioral Health | $16 - $165 | 373% |
| United Behavioral Health | $16 - $165 | 373% |
| Workers Compensation | $16 - $165 | 373% |