CMS Price Transparency Data

Blood antibody screen

Facility: UPMC Hanover

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $22
Cash Discount Price: $70
vs. Medicare Baseline: 0.41x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at UPMC Hanover is $22. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $70. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.41x the Medicare baseline. Located in 300 Highland Ave, Hanover, PA.

Cash / Self-Pay

$70

Average discount available for prompt cash payment at this facility.

Insurance Median

$22

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $70 (131%)

Insurance Median: $22 (41%)

Cash: $70 (131% of Medicare)

Ins. Median: $22 (41% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$8 - $11	15%
Aetna	$10	19%
Blue Cross Blue Shield	$10 - $80	19%
Cigna	$10 - $25	19%
Geisinger	$10 - $85	19%
Humana	$10	19%
UnitedHealthcare	$10 - $202	19%
Upmc Work Partners	$10	19%
Highmark Wholecare (Prev Gateway)	$11	21%
Pa Health & Wellness	$11 - $14	21%
Upmc Health Plan	$11 - $82	21%
Health Partners Plans (Jefferson Health Plan)	$12	23%
Keystone Autism Services	$16	30%
Keystone Health Plan	$22 - $80	41%
Prime Net	$28 - $36	53%
Carefirst	$99	186%
Multiplan	$99	186%
Wellspan Population Health	$102	192%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $70.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Hanover is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.