CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: UPMC Hanover

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $1,151
Cash Discount Price: $2,855
vs. Medicare Baseline: 3.23x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at UPMC Hanover is $1,151. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,855. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 3.23x the Medicare baseline. Located in 300 Highland Ave, Hanover, PA.

Cash / Self-Pay

$2,855

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,151

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $2,855 (801%)

Insurance Median: $1,151 (323%)

Cash: $2,855 (801% of Medicare)

Ins. Median: $1,151 (323% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 323% of the Medicare baseline (a markup of 223%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$338 - $3,234	95%
Humana	$341	96%
UnitedHealthcare	$352 - $3,502	99%
Aetna	$356 - $3,211	100%
Cigna	$358 - $2,007	100%
Geisinger	$358 - $3,437	100%
Pa Health & Wellness	$368 - $578	103%
Amerihealth Caritas	$431	121%
Highmark Wholecare (Prev Gateway)	$431	121%
Upmc Health Plan	$441 - $3,812	124%
Health Partners Plans (Jefferson Health Plan)	$462	130%
Keystone Autism Services	$546	153%
Premier Comp Solutions	$650	182%
Onecall	$700	196%
Keystone Health Plan	$904 - $3,234	254%
Prime Net	$1,151 - $1,484	323%
Upmc Work Partners	$2,530	710%
Carefirst	$4,044	1135%
Multiplan	$4,044	1135%
Wellspan Population Health	$4,139	1161%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,855.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Hanover is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.