CMS Price Transparency Data

Physical therapy (gait training)

Facility: UPMC Hanover

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $48
Cash Discount Price: $43
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at UPMC Hanover is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.65x the Medicare baseline. Located in 300 Highland Ave, Hanover, PA.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $43 (148%)

Insurance Median: $48 (165%)

Cash: $43 (148% of Medicare)

Ins. Median: $48 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$11	38%
Health Partners Plans (Jefferson Health Plan)	$11	38%
Highmark Wholecare (Prev Gateway)	$11	38%
UnitedHealthcare	$11 - $148	38%
Upmc Health Plan	$11 - $70	38%
Geisinger	$12 - $53	41%
Blue Cross Blue Shield	$13 - $50	45%
Keystone Health Plan	$13 - $50	45%
Pa Health & Wellness	$14	48%
Prime Net	$17 - $23	58%
Aetna	$25 - $54	86%
Upmc Work Partners	$43	148%
Carefirst	$60 - $63	206%
Multiplan	$60 - $63	206%
Wellspan Population Health	$61 - $64	210%
Cigna	$387	1332%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Hanover is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.