CMS Price Transparency Data

X-ray, pelvis

Facility: St Luke's Hospital - Monroe Campus

Billing Code: 72170 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72170
Insurance Median: $116
Cash Discount Price: $457
vs. Medicare Baseline: 1.09x Medicare

The contracted insurance negotiated median rate for a X-ray, pelvis at St Luke's Hospital - Monroe Campus is $116. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $457. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.09x the Medicare baseline. Located in 100 St Luke's Lane, Stroudsburg, PA.

Cash / Self-Pay

$457

Average discount available for prompt cash payment at this facility.

Insurance Median

$116

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $457 (428%)

Insurance Median: $116 (109%)

Cash: $457 (428% of Medicare)

Ins. Median: $116 (109% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$21	20%
Geisinger	$21 - $155	20%
Highmark Wholecare	$21	20%
Upmc Health Plan	$21 - $151	20%
Jefferson Health Plan	$25	23%
Blue Cross Blue Shield	$92 - $118	86%
Highmark	$109 - $264	102%
Aetna	$111 - $192	104%
Humana	$113	106%
UnitedHealthcare	$118 - $159	110%
Oscar	$143	134%
Cigna	$151	141%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $457.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72170.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Hospital - Monroe Campus is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72170.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.