CMS Price Transparency Data

Total knee replacement

Facility: Penn State Health Lancaster Medical Center

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $12,913
Cash Discount Price: $24,246
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Penn State Health Lancaster Medical Center is $12,913. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $24,246. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.98x the Medicare baseline. Located in 2160 State Road, Lancaster, PA.

Cash / Self-Pay

$24,246

Average discount available for prompt cash payment at this facility.

Insurance Median

$12,913

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $24,246 (185%)

Insurance Median: $12,913 (98%)

Cash: $24,246 (185% of Medicare)

Ins. Median: $12,913 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
[Amerihealth Caritas]	$10,708 - $12,598	82%
[Highmark Wholecare]	$10,708 - $12,598	82%
[Geisinger]	$11,338 - $55,734	86%
[Health Partners Plans]	$11,716 - $12,850	89%
[Pa Health & Wellness]	$11,779 - $12,976	90%
[Highmark]	$12,472 - $55,059	95%
UnitedHealthcare	$12,598 - $52,355	96%
[Cbc]	$12,598 - $42,085	96%
Aetna	$12,724 - $50,256	97%
Humana	$12,724	97%
[Healthspring]	$12,724	97%
[Upmc]	$12,850 - $61,789	98%
[Point Comfort Underwriters]	$15,748	120%
[Highmark Choice Blue]	$44,047	336%
[Highmark Aca]	$46,249	353%
Cigna	$51,309	391%
[First Health]	$66,907	510%
[Multiplan]	$66,907	510%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $24,246.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Penn State Health Lancaster Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.