CMS Price Transparency Data

Blood antibody screen

Facility: UPMC Muncy

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $97
Cash Discount Price: $113
vs. Medicare Baseline: 1.82x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at UPMC Muncy is $97. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $113. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.82x the Medicare baseline. Located in 215 East Water Street, Muncy, PA.

Cash / Self-Pay

$113

Average discount available for prompt cash payment at this facility.

Insurance Median

$97

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $113 (212%)

Insurance Median: $97 (182%)

Cash: $113 (212% of Medicare)

Ins. Median: $97 (182% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Geisinger	$9 - $127	17%
Highmark Wholecare (Prev Gateway)	$9 - $28	17%
Upmc Health Plan	$9 - $82	17%
Amerihealth Caritas	$10 - $2,208	19%
Three Rivers Provider Network	$10 - $170	19%
Upmc Work Partners	$10	19%
UnitedHealthcare	$11 - $129	21%
Pa Health & Wellness	$14 - $2,316	26%
Cigna	$30 - $129	56%
Aetna	$58 - $125	109%
Coventry/First Health	$71 - $127	133%
Blue Cross Blue Shield	$74 - $87	139%
Wirerope Works	$105	197%
Multiplan	$147 - $180	276%
America'S Choice	$151	284%
Intergroup	$151	284%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $113.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Muncy is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.