CMS Price Transparency Data

X-ray, hand

Facility: UPMC Muncy

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $324
Cash Discount Price: $295
vs. Medicare Baseline: 3.64x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at UPMC Muncy is $324. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $295. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 3.64x the Medicare baseline. Located in 215 East Water Street, Muncy, PA.

Cash / Self-Pay

$295

Average discount available for prompt cash payment at this facility.

Insurance Median

$324

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $295 (332%)

Insurance Median: $324 (364%)

Cash: $295 (332% of Medicare)

Ins. Median: $324 (364% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 364% of the Medicare baseline (a markup of 264%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$15 - $336	17%
Highmark Wholecare (Prev Gateway)	$74	83%
Upmc Health Plan	$74 - $214	83%
Upmc Work Partners	$74	83%
Amerihealth Caritas	$76 - $2,208	85%
Cigna	$77 - $336	87%
Three Rivers Provider Network	$79 - $442	89%
Pa Health & Wellness	$80 - $2,316	90%
Blue Cross Blue Shield	$193 - $227	217%
Aetna	$199 - $324	224%
Coventry/First Health	$246 - $330	277%
Wirerope Works	$273	307%
Geisinger	$329	370%
Multiplan	$383 - $466	431%
America'S Choice	$393	442%
Intergroup	$393	442%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $295.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Muncy is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.