CMS Price Transparency Data

MRI, knee or other leg joint

Facility: UPMC Wellsboro

Billing Code: 73721 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73721
Insurance Median: $2,797
Cash Discount Price: $2,777
vs. Medicare Baseline: 11.47x Medicare

The contracted insurance negotiated median rate for a MRI, knee or other leg joint at UPMC Wellsboro is $2,797. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,777. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 11.47x the Medicare baseline. Located in 32-36 Central Avenue, Wellsboro, PA.

Cash / Self-Pay

$2,777

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,797

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $2,777 (1139%)

Insurance Median: $2,797 (1147%)

Cash: $2,777 (1139% of Medicare)

Ins. Median: $2,797 (1147% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1147% of the Medicare baseline (a markup of 1047%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$344 - $3,562	141%
Aetna	$684 - $3,616	281%
Blue Cross Blue Shield	$760 - $2,119	312%
Highmark Wholecare (Prev Gateway)	$760 - $838	312%
Upmc Health Plan	$775 - $1,827	318%
Cigna	$798 - $880	327%
Pa Health & Wellness	$821 - $2,304	337%
Upmc Work Partners	$1,083	444%
Wirerope Works	$2,113 - $2,330	867%
Geisinger	$2,546 - $2,807	1044%
Multiplan	$2,964 - $3,980	1216%
America'S Choice	$3,420 - $3,771	1403%
Intergroup	$3,420 - $3,771	1403%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,777.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73721.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Wellsboro is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73721.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.