CMS Price Transparency Data

Physical therapy (gait training)

Facility: UPMC Wellsboro

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $132
Cash Discount Price: $144
vs. Medicare Baseline: 4.54x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at UPMC Wellsboro is $132. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $144. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 4.54x the Medicare baseline. Located in 32-36 Central Avenue, Wellsboro, PA.

Cash / Self-Pay

$144

Average discount available for prompt cash payment at this facility.

Insurance Median

$132

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $144 (496%)

Insurance Median: $132 (454%)

Cash: $144 (496% of Medicare)

Ins. Median: $132 (454% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 454% of the Medicare baseline (a markup of 354%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$9	31%
Geisinger	$9 - $145	31%
Highmark Wholecare (Prev Gateway)	$9 - $43	31%
Upmc Health Plan	$9 - $95	31%
UnitedHealthcare	$11 - $184	38%
Health Partners Plans (Jefferson Health Plan)	$13	45%
Pa Health & Wellness	$14 - $47	48%
Upmc Work Partners	$31	107%
Aetna	$35 - $187	120%
Blue Cross Blue Shield	$39 - $110	134%
Cigna	$41 - $46	141%
Wirerope Works	$110 - $121	379%
Multiplan	$154 - $206	530%
America'S Choice	$177 - $195	609%
Intergroup	$177 - $195	609%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $144.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Wellsboro is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.