CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: UPMC Kane

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 81001
Insurance Median: $62
Cash Discount Price: $76
vs. Medicare Baseline: 19.56x Medicare

The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at UPMC Kane is $62. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $76. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 19.56x the Medicare baseline. Located in 4372 Route 6, Kane, PA.

Cash / Self-Pay

$76

Average discount available for prompt cash payment at this facility.

Insurance Median

$62

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)

Cash / Self-Pay: $76 (2397%)

Insurance Median: $62 (1956%)

Cash: $76 (2397% of Medicare)

Ins. Median: $62 (1956% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1956% of the Medicare baseline (a markup of 1856%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Focus Healthcare	$3 - $160	95%
UnitedHealthcare	$3 - $68	95%
Aetna	$3 - $65	95%
UPMC Work Partners	$3	95%
UPMC Health Plan	$3 - $73	95%
Geisinger	$4	126%
Highmark Wholecare (Prev Gateway)	$4 - $67	126%
PA Health & Wellness	$5	158%
Amerihealth Caritas	$5 - $67	158%
Blue Cross Blue Shield	$14 - $62	442%
Horizon Health Plan	$60 - $118	1893%
Cigna	$60 - $3,782	1893%
Multiplan	$64 - $126	2019%
Intergroup	$69 - $134	2177%
Health Coalition Partners	$69 - $134	2177%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $76.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 81001.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Kane is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 81001.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.