CMS Price Transparency Data

X-ray, lower back

Facility: UPMC Kane

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $130
Cash Discount Price: $173
vs. Medicare Baseline: 1.22x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at UPMC Kane is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $173. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.22x the Medicare baseline. Located in 4372 Route 6, Kane, PA.

Cash / Self-Pay

$173

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $173 (162%)

Insurance Median: $130 (122%)

Cash: $173 (162% of Medicare)

Ins. Median: $130 (122% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UPMC Health Plan	$30 - $214	28%
Blue Cross Blue Shield	$32 - $196	30%
Aetna	$33 - $188	31%
Highmark Wholecare (Prev Gateway)	$33 - $186	31%
UnitedHealthcare	$34 - $240	32%
Amerihealth Caritas	$35 - $195	33%
Geisinger	$51	48%
Cigna	$61 - $11,008	57%
Horizon Health Plan	$61 - $342	57%
PA Health & Wellness	$62	58%
Multiplan	$65 - $367	61%
Intergroup	$70 - $391	66%
Health Coalition Partners	$70 - $391	66%
Focus Healthcare	$83 - $465	78%
UPMC Work Partners	$117	110%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $173.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Kane is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.