CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Hospital Pavia Hato Rey, Inc

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $13
Cash Discount Price: $88
vs. Medicare Baseline: 0.15x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Hospital Pavia Hato Rey, Inc is $13. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $88. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.15x the Medicare baseline. Located in Ave Ponce De Leon 435, Hato Rey, PR.

Cash / Self-Pay

$88

Average discount available for prompt cash payment at this facility.

Insurance Median

$13

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $88 (99%)

Insurance Median: $13 (15%)

Cash: $88 (99% of Medicare)

Ins. Median: $13 (15% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Acaa	$7	8%
Auxilio Salud Plus	$8	9%
First Medical	$10 - $13	11%
Humana	$10 - $14	11%
Mc	$10	11%
Tricare	$10	11%
Cigna	$11	12%
Mcs	$12	13%
Plan De Salud Menonita	$12 - $13	13%
Privado	$12	13%
Prossam	$12	13%
Triple S	$12 - $22	13%
Mso	$13 - $29	15%
Aarp	$14	16%
Mapfre	$14	16%
Bl	$15	17%
Fondo Del Seguro Estado	$17	19%
Corvel Network	$18	20%
Bella Vista	$20	22%
Ch	$21	24%
Va	$26	29%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $88.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hospital Pavia Hato Rey, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.