Hospital Pavia Arecibo
Carretera 129 Km.1 Avenida San Luis, Arecibo, PR 00612 · 55 Priced Procedures
Typical commercial prices here are +3% above the fair benchmark (1.03×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Hospital Pavia Arecibo prices routine shoppable procedures near 0.8× Medicare (p50 1.02×) while skewing captive emergency, lab, and upper-quartile codes to 1.4× Medicare (p75 1.30×, +27% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.59× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 6% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (40/100 safety score) with 72% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.03× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.2×) & laboratory (1.4×) services average 1.75× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 1.30×) jump +27% above the median procedure ratio (Q50 1.02×)
- Consolidated metro market (HHI 5,026) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Hospital Pavia Arecibo
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 55 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $350 | 0.1× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $302 | 0.6× |
| MRI, lower back (no contrast) CPT Code: 72148 | $249 | 0.7× |
| MRI, brain (no contrast) CPT Code: 70551 | $249 | 0.7× |
| MRI, knee or other leg joint CPT Code: 73721 | $247 | 0.7× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $163 | 0.4× |
| CT scan, sinuses CPT Code: 70486 | $123 | 0.7× |
| CT scan, head (no contrast) CPT Code: 70450 | $117 | 0.7× |
| CT scan, pelvis CPT Code: 72192 | $119 | 0.7× |
| CT scan, chest (no contrast) CPT Code: 71250 | $120 | 0.7× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $121 | 0.7× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $120 | 0.7× |
| CT scan, head (with contrast) CPT Code: 70460 | $130 | 0.5× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $132 | 0.5× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $144 | 0.5× |
| Blood test, vitamin D CPT Code: 82306 | $44 | 1.4× |
| X-ray, shoulder CPT Code: 73030 | $49 | 0.5× |
| Blood test, PSA (prostate screen) CPT Code: 84153 | $23 | 1.2× |
| X-ray, chest (two views) CPT Code: 71046 | $45 | 0.5× |
| Urinalysis (automated, with microscopy) CPT Code: 81001 | $6 | 2.0× |
| Blood test, creatinine (kidney) CPT Code: 82565 | $7 | 1.4× |
| Blood test, cholesterol (lipid panel) CPT Code: 80061 | $19 | 1.4× |
| X-ray, foot CPT Code: 73630 | $43 | 0.5× |
| X-ray, ankle CPT Code: 73610 | $43 | 0.5× |
| Blood test, thyroid (TSH) CPT Code: 84443 | $13 | 0.7× |
Audit a Bill or Quote at Hospital Pavia Arecibo (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Hospital Pavia Arecibo's published 45 CFR § 180 self-pay cash rate is $350 (vs. $350 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $6,109 Fair BaseRate ($6,176 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($6,109).
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Hospital Pavia Arecibo as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Hospital Pavia Arecibo.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.