CMS Price Transparency Data

Blood antibody screen

Facility: McLeod Health Cheraw

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $52
Cash Discount Price: $83
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at McLeod Health Cheraw is $52. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $83. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.98x the Medicare baseline. Located in 711 Chesterfield Highway, Cheraw, SC.

Cash / Self-Pay

$83

Average discount available for prompt cash payment at this facility.

Insurance Median

$52

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $83 (156%)

Insurance Median: $52 (98%)

Cash: $83 (156% of Medicare)

Ins. Median: $52 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$28 - $94	53%
Tricare	$46	86%
Medicare (plans)	$49	92%
UnitedHealthcare	$49 - $75	92%
Aetna	$50 - $94	94%
Clover	$51	96%
Humana	$51	96%
Absolute Total Care	$52 - $67	98%
Allwell	$52	98%
Molina	$52 - $95	98%
Wellcare	$52	98%
Cigna	$59	111%
Medicaid / KanCare	$65	122%
Select Health	$67	126%
Ambetter / Centene	$88	165%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $83.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm McLeod Health Cheraw is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.