CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Brookings Health System

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $2,255
Cash Discount Price: $1,540
vs. Medicare Baseline: 21.11x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Brookings Health System is $2,255. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,540. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 21.11x the Medicare baseline. Located in 300 22Nd Ave, Brookings, SD.

Cash / Self-Pay

$1,540

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,255

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,540 (1442%)

Insurance Median: $2,255 (2111%)

Cash: $1,540 (1442% of Medicare)

Ins. Median: $2,255 (2111% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2111% of the Medicare baseline (a markup of 2011%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$114	107%
Medica_Choice_Care	$169	158%
Medica_Msho	$299	280%
Blue Cross Blue Shield	$471	441%
Medica	$2,255	2111%
Medica_Accessibility_Solution	$2,255	2111%
Medica_Selectcare	$2,255	2111%
UnitedHealthcare	$2,550	2387%
Avera	$2,772	2595%
Humana	$2,772	2595%
Sanford_Bhcag	$2,926	2739%
Multiplan	$2,988	2797%
Medicaid / KanCare	$3,080	2884%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,540.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Brookings Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.