CMS Price Transparency Data

X-ray, chest (two views)

Facility: Monument Health Rapid City Hospital

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $287
Cash Discount Price: $428
vs. Medicare Baseline: 3.23x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Monument Health Rapid City Hospital is $287. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $428. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 3.23x the Medicare baseline. Located in 353 Fairmont Blvd, Rapid City, SD.

Cash / Self-Pay

$428

Average discount available for prompt cash payment at this facility.

Insurance Median

$287

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $428 (481%)

Insurance Median: $287 (323%)

Cash: $428 (481% of Medicare)

Ins. Median: $287 (323% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 323% of the Medicare baseline (a markup of 223%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$33 - $282	37%
Va Black Hills Health Care System 12115 [3081206]	$33	37%
Humana	$34 - $385	38%
Risk Admin Svs [3081167]	$60 - $342	67%
Tricare	$83 - $120	93%
Healthpartners [3081368]	$93	105%
Blue Cross Blue Shield	$108	121%
Minnesota Health Care Programs 12K16 [3081295]	$130	146%
Health Partners Sx009 [3081102]	$265	298%
Coresource 38225 [3081146]	$278 - $291	313%
Govt Employees Health Assn [3081090]	$282	317%
National Telephone Cooperative Assn 52103 [3081149]	$282	317%
Surest [3081369]	$282	317%
United Medical Resources 39026 [3081194]	$282	317%
Avera Health Plans 46045 [3081018]	$315	354%
Rocky Mountain Admin Llc 83028 [3081168]	$342	385%
Medica (Commercial) 94265 [3081118]	$355	399%
Employee Benefit Management 12X44 [3081079]	$364	409%
Pacificsource Health Plans [3081333]	$364	409%
Tlc Advantage Llc [3081189]	$372 - $402	418%
Aetna	$385	433%
Group And Pension Administrators Inc [3081098]	$385	433%
Multiplan Inc 34080 [3081285]	$385	433%
Sanford Health Plan 91184 [3081174]	$385	433%
Fedmed Inc [3081283]	$407	458%
Allied Benefit Systems Inc [3081320]	$411	462%
Cigna	$411	462%
Key Benefit Administrators [3081332]	$411	462%
Meritain Health [3081135]	$411	462%
Midlands Choice 47080 [3081136]	$411	462%
Preferred One 41147 [3081160]	$411	462%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $428.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Monument Health Rapid City Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.