CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Highpoint Health-Sumner With Ascension Saint Thoma

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $21,882
Cash Discount Price: $30,914
vs. Medicare Baseline: 0.93x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Highpoint Health-Sumner With Ascension Saint Thoma is $21,882. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $30,914. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 0.93x the Medicare baseline. Located in 555 Hartsville Pike, Gallatin, TN.

Cash / Self-Pay

$30,914

Average discount available for prompt cash payment at this facility.

Insurance Median

$21,882

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Cash / Self-Pay: $30,914 (132%)

Insurance Median: $21,882 (93%)

Cash: $30,914 (132% of Medicare)

Ins. Median: $21,882 (93% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$20,055 - $50,913	85%
Amerigroup	$20,840	89%
Blue Cross Blue Shield	$20,840 - $38,168	89%
Humana	$20,840	89%
Lifesynch	$20,840	89%
Medicare (plans)	$20,840	89%
Devoted Health	$21,465	91%
Tennessee Rural Health Improvement Association	$21,465	91%
Healthspring	$21,882	93%
Signature Health	$22,090	94%
Tricare	$24,181 - $28,782	103%
Cigna	$31,897 - $35,153	136%
Ambetter / Centene	$42,274	180%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $30,914.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Highpoint Health-Sumner With Ascension Saint Thoma is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.