CMS Price Transparency Data

Physical therapy (gait training)

Facility: Baptist Memorial Hospital

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $119
Cash Discount Price: $47
vs. Medicare Baseline: 4.09x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at Baptist Memorial Hospital is $119. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $47. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 4.09x the Medicare baseline. Located in 6019 Walnut Grove Road, Memphis, TN.

Cash / Self-Pay

$47

Average discount available for prompt cash payment at this facility.

Insurance Median

$119

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $47 (162%)

Insurance Median: $119 (409%)

Cash: $47 (162% of Medicare)

Ins. Median: $119 (409% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 409% of the Medicare baseline (a markup of 309%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$13 - $150	45%
Aetna	$19 - $65	65%
Magnolia Tn	$40 - $50	138%
Humana	$58	200%
Ppo Holdings	$76 - $95	262%
Cooper Realty	$80 - $100	275%
Magnolia Regional Health Center	$80 - $100	275%
Multiplan	$86 - $188	296%
Littler	$100 - $125	344%
Molina	$100 - $125	344%
Ppo Plus	$100 - $200	344%
Mpcn	$103 - $130	354%
First Choice Health Plan Of Ms	$105 - $132	361%
Novasys	$115 - $145	396%
Access Health Services	$119 - $150	409%
Butler Snow	$119 - $150	409%
UnitedHealthcare	$119 - $150	409%
Oscar	$130	447%
Qca	$149 - $188	513%
Christian Health Aid	$159 - $200	547%
St. Jude Children'S Hospital	$179 - $225	616%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $47.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.