CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Methodist Hospitals of Memphis

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$314

about 1.3× the $244 Medicare rate · typically $237–$403

modeled estimate · not a bill or quote

What this hospital charges insurers

$228

Below the fair price — a good deal

about $86 under the fair price · 0.9× Medicare

Medicare pays $244 Fair price $314 This hospital $228 Cash price $1,364 Hospital's list price $6,202

How we calculate the fair BaseRate →

How this hospital compares to other TN hospitals

A typical price — 3 charge more and 4 charge less, among the 9 TN hospitals compared.

Cheapest $65 Priciest $232

Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $314 (about 1.3× the $244 Medicare rate). Methodist Hospitals of Memphis charges insurers about $228, or about $1,364 in cash — below the fair price — a good deal. Located in Memphis, TN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$50 - $412	21%
Blue Cross Blue Shieldmajor	$125 - $595	51%
Cignamajor	$293 - $485	120%
Humanamajor	$221	91%
Devoted Health	$228	94%
Molina	$182 - $227	75%
+ 5 smaller / regional plans	$221 - $288

Government programs also on file: Medicare, Medicaid, Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,364), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Methodist Hospitals of Memphis is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Methodist Hospitals of Memphis

Compare: MRI, lower back (no contrast) at other TN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.