CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Southern Tennessee Regional Health System Winchest

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $12,311
Cash Discount Price: $34,045
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Southern Tennessee Regional Health System Winchest is $12,311. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $34,045. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 0.96x the Medicare baseline. Located in 185 Hospital Road, Winchester, TN.

Cash / Self-Pay

$34,045

Average discount available for prompt cash payment at this facility.

Insurance Median

$12,311

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $34,045 (266%)

Insurance Median: $12,311 (96%)

Cash: $34,045 (266% of Medicare)

Ins. Median: $12,311 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2,043 - $12,311	16%
Cigna	$2,287	18%
UnitedHealthcare	$3,234 - $12,492	25%
Humana	$3,765 - $12,558	29%
Black Lung	$12,311	96%
Blue Cross Blue Shield	$12,311 - $18,754	96%
Medicare (plans)	$12,311	96%
Pyramid	$12,311	96%
Windsor Health	$12,311	96%
Devoted Health	$12,681	99%
Tennessee Rural Health Improvement Association	$12,681	99%
Amerigroup	$12,927	101%
Healthspring	$12,927	101%
Signature Health	$13,259	104%
Tricare	$20,499	160%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $34,045.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Southern Tennessee Regional Health System Winchest is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.