CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Memorial Healthcare System, Inc

Billing Code: 45378 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,061

about 1.1× the $950 Medicare rate · typically $787–$1,804

modeled estimate · not a bill or quote

What this hospital charges insurers

$1,024

About the fair price

about $37 under the fair price · 1.1× Medicare

Medicare pays $950 Fair price $1,061 This hospital $1,024

How we calculate the fair BaseRate →

How this hospital compares to other TN hospitals

Highest price of the 9 TN hospitals we have prices for — worth calling around.

Cheapest $166 Priciest $1,024

Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.

A fair price for a Colonoscopy (diagnostic) is about $1,061 (about 1.1× the $950 Medicare rate). Memorial Healthcare System, Inc charges insurers about $1,024 — about the fair price. Located in Chattanooga, TN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,024 - $3,462	108%
Blue Cross Blue Shieldmajor	$167 - $987	18%
Cignamajor	$858 - $2,194	90%
Humanamajor	$866 - $2,204	91%
Ambetter (Centene)	$1,535	162%
Amerigroup	$448 - $874	47%
Health Net	$1,792	189%
+ 2 smaller / regional plans	$1,679 - $2,360

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 45378.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Healthcare System, Inc is in-network.
Ask your insurer whether prior approval is required for CPT code 45378.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Healthcare System, Inc

Compare: Colonoscopy (diagnostic) at other TN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.