CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Memorial Healthcare System, Inc

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$18,110

about 1.3× the $14,044 Medicare rate · typically $15,568–$19,867

modeled estimate · not a bill or quote

What this hospital charges insurers

$19,913

About the fair price

about $1,803 over the fair price · 1.4× Medicare

Medicare pays $14,044 Fair price $18,110 This hospital $19,913

How we calculate the fair BaseRate →

How this hospital compares to other TN hospitals

Highest price of the 9 TN hospitals we have prices for — worth calling around.

Cheapest $7,429 Priciest $19,913

Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $18,110 (about 1.3× the $14,044 Medicare rate). Memorial Healthcare System, Inc charges insurers about $19,913 — about the fair price. Located in Chattanooga, TN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$28,682	204%
Blue Cross Blue Shieldmajor	$9,306 - $44,757	66%
Cignamajor	$12,580 - $24,639	90%
Humanamajor	$12,096 - $13,305	86%
Ambetter (Centene)	$19,958	142%
Amerigroup	$11,515 - $12,943	82%
Health Net	$19,867	141%
+ 1 smaller / regional plan	$22,982

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Healthcare System, Inc is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Healthcare System, Inc

Compare: Hip or knee replacement (inpatient stay) at other TN hospitals

Unity Medical Center · Manchester $7,429
Southern Tennessee Regional Health System Winchest · Winchester $13,087
Parkwest Medical Center · Knoxville $13,222
Ascension Saint Thomas Hospital · Nashville $13,288
Highpoint Health-Sumner With Ascension Saint Thoma · Gallatin $13,369
Physicians Regional Medical Center · Powell $13,846
Dekalb Community Hospital · Smithville $13,948
Morristown Hamblen Hospital Association · Morristown $13,961

Insurance negotiated median for the same procedure, sorted lowest first.