CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Memorial Healthcare System, Inc

Billing Code: 43239 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,024

about 1.1× the $927 Medicare rate · typically $706–$1,847

modeled estimate · not a bill or quote

What this hospital charges insurers

$1,024

About the fair price

1.1× Medicare

Medicare pays $927 Fair price $1,024 This hospital $1,024

How we calculate the fair BaseRate →

How this hospital compares to other TN hospitals

Highest price of the 9 TN hospitals we have prices for — worth calling around.

Cheapest $125 Priciest $1,024

Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.

A fair price for a Upper endoscopy with biopsy is about $1,024 (about 1.1× the $927 Medicare rate). Memorial Healthcare System, Inc charges insurers about $1,024 — about the fair price. Located in Chattanooga, TN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,024 - $3,462	111%
Blue Cross Blue Shieldmajor	$167 - $987	18%
Cignamajor	$882 - $2,194	95%
Humanamajor	$890 - $2,204	96%
Ambetter (Centene)	$1,579	170%
Amerigroup	$448 - $899	48%
Health Net	$1,792	193%
+ 2 smaller / regional plans	$1,679 - $2,360

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Healthcare System, Inc is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Healthcare System, Inc

Compare: Upper endoscopy with biopsy at other TN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.