CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Erlanger Medical Center

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80048
  • Insurance Median: $11
  • Cash Discount Price: $109
  • vs. Medicare Baseline: 1.30x Medicare
The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Erlanger Medical Center is $11. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 1.30x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$109

Average discount available for prompt cash payment at this facility.

Insurance Median
$11

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)
Cash / Self-Pay: $109 (1288%)
Insurance Median: $11 (130%)
Cash: $109 (1288% of Medicare)
Ins. Median: $11 (130% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $2 - $16 24%
Amerigroup $4 - $18 47%
UnitedHealthcare $4 - $12 47%
Blue Cross Blue Shield $6 - $294 71%
Bluecard - Network P $6 - $24 71%
Bluecard - Network S $6 - $24 71%
Alexian $8 - $29 95%
Bluecare $8 - $25 95%
Caresource $8 - $17 95%
Cigna $8 - $165 95%
Clover $8 95%
Upmc $8 95%
Aetna $9 - $180 106%
American Health $9 106%
Atrio Health $9 - $26 106%
Devoted Health $9 - $22 106%
Nhc $9 106%
Wellpoint $9 106%
Ambetter / Centene $11 130%
Caresource Ga $12 - $22 142%
Caresource Nc $12 - $22 142%
Caresource Tn $12 - $22 142%
Point Comfort Underwriters $13 - $26 154%
Pruitthealth Premier $15 - $31 177%
Pnoa $21 248%
Olympus $202 - $275 2388%
Alliant $275 3251%
First Health $294 - $312 3475%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals