CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: Erlanger Medical Center

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82565
  • Insurance Median: $7
  • Cash Discount Price: $96
  • vs. Medicare Baseline: 1.37x Medicare
The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at Erlanger Medical Center is $7. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 1.37x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$96

Average discount available for prompt cash payment at this facility.

Insurance Median
$7

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)
Cash / Self-Pay: $96 (1875%)
Insurance Median: $7 (137%)
Cash: $96 (1875% of Medicare)
Ins. Median: $7 (137% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amerigroup $2 - $8 39%
Humana $2 - $10 39%
UnitedHealthcare $2 - $7 39%
Blue Cross Blue Shield $4 - $276 78%
Bluecard - Network P $4 - $14 78%
Bluecard - Network S $4 - $14 78%
Aetna $5 - $169 98%
Alexian $5 - $13 98%
American Health $5 98%
Bluecare $5 - $29 98%
Caresource $5 - $10 98%
Cigna $5 - $155 98%
Clover $5 98%
Devoted Health $5 - $10 98%
Nhc $5 98%
Upmc $5 98%
Wellpoint $5 98%
Ambetter / Centene $6 117%
Atrio Health $6 - $12 117%
Caresource Ga $7 - $13 137%
Caresource Nc $7 - $13 137%
Caresource Tn $7 - $13 137%
Point Comfort Underwriters $10 - $12 195%
Pruitthealth Premier $11 - $14 215%
Pnoa $13 254%
Olympus $190 - $259 3711%
Alliant $259 5059%
First Health $276 - $293 5391%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals