CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Erlanger Medical Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $20
Cash Discount Price: $381
vs. Medicare Baseline: 1.47x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Erlanger Medical Center is $20. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $381. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.47x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.

Cash / Self-Pay

$381

Average discount available for prompt cash payment at this facility.

Insurance Median

$20

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $381 (2795%)

Insurance Median: $20 (147%)

Cash: $381 (2795% of Medicare)

Ins. Median: $20 (147% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$2 - $25	15%
Amerigroup	$6 - $24	44%
UnitedHealthcare	$6 - $20	44%
Blue Cross Blue Shield	$10 - $577	73%
Bluecard - Network P	$10 - $38	73%
Bluecard - Network S	$10 - $38	73%
Aetna	$14 - $353	103%
Alexian	$14 - $40	103%
American Health	$14	103%
Bluecare	$14 - $76	103%
Caresource	$14 - $27	103%
Cigna	$14 - $324	103%
Clover	$14	103%
Devoted Health	$14 - $30	103%
Nhc	$14	103%
Upmc	$14	103%
Wellpoint	$14	103%
Atrio Health	$15 - $37	110%
Ambetter / Centene	$17	125%
Caresource Ga	$20 - $35	147%
Caresource Nc	$20 - $35	147%
Caresource Tn	$20 - $35	147%
Pnoa	$34	249%
Point Comfort Underwriters	$37	271%
Pruitthealth Premier	$43	315%
Olympus	$397 - $541	2913%
Alliant	$541	3969%
First Health	$577 - $613	4233%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $381.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Erlanger Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.