CMS Price Transparency Data

Blood test, hemoglobin

Facility: Erlanger Medical Center

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 85018
  • Insurance Median: $3
  • Cash Discount Price: $48
  • vs. Medicare Baseline: 1.27x Medicare
The contracted insurance negotiated median rate for a Blood test, hemoglobin at Erlanger Medical Center is $3. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $48. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 1.27x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$48

Average discount available for prompt cash payment at this facility.

Insurance Median
$3

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)
Cash / Self-Pay: $48 (2025%)
Insurance Median: $3 (127%)
Cash: $48 (2025% of Medicare)
Ins. Median: $3 (127% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amerigroup $1 - $7 42%
UnitedHealthcare $1 - $3 42%
Aetna $2 - $81 84%
Alexian $2 - $11 84%
American Health $2 84%
Blue Cross Blue Shield $2 - $133 84%
Bluecard - Network P $2 - $7 84%
Bluecard - Network S $2 - $7 84%
Bluecare $2 - $13 84%
Caresource $2 - $5 84%
Cigna $2 - $75 84%
Clover $2 84%
Devoted Health $2 - $8 84%
Humana $2 - $4 84%
Nhc $2 84%
Upmc $2 84%
Wellpoint $2 84%
Ambetter / Centene $3 127%
Atrio Health $3 - $10 127%
Caresource Ga $3 - $6 127%
Caresource Nc $3 - $6 127%
Caresource Tn $3 - $6 127%
Point Comfort Underwriters $4 - $10 169%
Pruitthealth Premier $5 - $12 211%
Pnoa $6 253%
Olympus $91 - $124 3840%
Alliant $124 5232%
First Health $133 - $141 5612%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals