CMS Price Transparency Data

Blood test, vitamin D

Facility: Erlanger Medical Center

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $42
Cash Discount Price: $407
vs. Medicare Baseline: 1.42x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Erlanger Medical Center is $42. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $407. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 1.42x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.

Cash / Self-Pay

$407

Average discount available for prompt cash payment at this facility.

Insurance Median

$42

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $407 (1375%)

Insurance Median: $42 (142%)

Cash: $407 (1375% of Medicare)

Ins. Median: $42 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$12 - $43	41%
Amerigroup	$13 - $50	44%
Blue Cross Blue Shield	$22 - $617	74%
Bluecard - Network P	$22 - $83	74%
Bluecard - Network S	$22 - $83	74%
Aetna	$30 - $378	101%
Alexian	$30 - $81	101%
American Health	$30	101%
Bluecare	$30 - $161	101%
Caresource	$30 - $59	101%
Cigna	$30 - $347	101%
Clover	$30	101%
Humana	$30 - $55	101%
Upmc	$30	101%
Wellpoint	$30	101%
Devoted Health	$31 - $62	105%
Nhc	$31	105%
Atrio Health	$33 - $75	111%
Ambetter / Centene	$37	125%
Caresource Ga	$43 - $77	145%
Caresource Nc	$43 - $77	145%
Caresource Tn	$43 - $77	145%
Pnoa	$74	250%
Point Comfort Underwriters	$75	253%
Pruitthealth Premier	$88	297%
Olympus	$424 - $578	1432%
Alliant	$578	1953%
First Health	$617 - $655	2084%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $407.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Erlanger Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.