CMS Price Transparency Data

Hepatitis C antibody test

Facility: Erlanger Medical Center

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 86803
  • Insurance Median: $20
  • Cash Discount Price: $112
  • vs. Medicare Baseline: 1.40x Medicare
The contracted insurance negotiated median rate for a Hepatitis C antibody test at Erlanger Medical Center is $20. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $112. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 1.40x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$112

Average discount available for prompt cash payment at this facility.

Insurance Median
$20

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)
Cash / Self-Pay: $112 (785%)
Insurance Median: $20 (140%)
Cash: $112 (785% of Medicare)
Ins. Median: $20 (140% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $2 - $26 14%
Amerigroup $6 - $38 42%
UnitedHealthcare $6 - $21 42%
Caresource $10 - $29 70%
Blue Cross Blue Shield $11 - $170 77%
Bluecard - Network P $11 - $40 77%
Bluecard - Network S $11 - $40 77%
Alexian $14 - $62 98%
Bluecare $14 - $71 98%
Cigna $14 - $128 98%
Clover $14 98%
Upmc $14 98%
Aetna $15 - $104 105%
American Health $15 105%
Devoted Health $15 - $48 105%
Nhc $15 105%
Wellpoint $15 105%
Atrio Health $16 - $57 112%
Ambetter / Centene $18 126%
Caresource Ga $21 - $37 147%
Caresource Nc $21 - $37 147%
Caresource Tn $21 - $37 147%
Pnoa $36 252%
Point Comfort Underwriters $57 399%
Pruitthealth Premier $66 463%
Olympus $117 - $159 820%
Alliant $159 1114%
First Health $170 - $180 1191%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals