CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Erlanger Medical Center

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 99203
  • Insurance Median: $116
  • Cash Discount Price: $120
  • vs. Medicare Baseline: 0.99x Medicare
The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Erlanger Medical Center is $116. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $120. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.99x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$120

Average discount available for prompt cash payment at this facility.

Insurance Median
$116

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)
Cash / Self-Pay: $120 (102%)
Insurance Median: $116 (99%)
Cash: $120 (102% of Medicare)
Ins. Median: $116 (99% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $65 - $284 55%
Bluecare $71 - $224 60%
Amerigroup $77 - $207 65%
Caresource $77 65%
Peach State Hlth Plan $77 65%
Blue Cross Blue Shield $78 - $247 66%
Humana $87 - $153 74%
Cigna $90 - $164 77%
Bluecard - Network S $95 - $231 81%
Bluecard - Network P $99 - $231 84%
Devoted Health $100 - $115 85%
Alexian $110 - $129 94%
Clover $110 94%
Medicare (plans) $110 94%
Upmc $110 94%
Aetna $111 - $141 94%
American Health $113 96%
Pruitthealth Premier $113 - $139 96%
Nhc $116 99%
Atrio Health $119 - $121 101%
Point Comfort Underwriters $119 - $198 101%
Simpra Advantage $121 103%
Ambetter / Centene $138 117%
Caresource Ga $153 - $275 130%
Caresource Tn $153 - $275 130%
Olympus $165 - $187 140%
Alliant $176 150%
Caresource Nc $185 - $275 157%
Occunet $193 164%
Pnoa $193 - $327 164%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals