CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Erlanger Medical Center

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97530
  • Insurance Median: $50
  • Cash Discount Price: $207
  • vs. Medicare Baseline: 1.43x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Erlanger Medical Center is $50. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $207. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.43x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$207

Average discount available for prompt cash payment at this facility.

Insurance Median
$50

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)
Cash / Self-Pay: $207 (590%)
Insurance Median: $50 (143%)
Cash: $207 (590% of Medicare)
Ins. Median: $50 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Bluecare $19 - $116 54%
Blue Cross Blue Shield $22 - $314 63%
UnitedHealthcare $30 - $114 86%
Aetna $32 - $192 91%
Humana $33 - $58 94%
Cigna $34 - $200 97%
Amerigroup $43 - $107 123%
Alexian $45 - $48 128%
Caresource $45 - $89 128%
Clover $45 - $48 128%
Upmc $45 - $48 128%
American Health $46 - $50 131%
Devoted Health $46 - $50 131%
Nhc $47 - $50 134%
Medicare (plans) $48 137%
Atrio Health $49 - $53 140%
Pruitthealth Premier $49 140%
Simpra Advantage $53 151%
Ambetter / Centene $56 - $60 160%
Caresource Ga $68 - $121 194%
Caresource Tn $68 - $121 194%
Olympus $72 - $294 205%
Pnoa $75 - $112 214%
Alliant $77 - $294 220%
Caresource Nc $82 - $121 234%
Occunet $84 240%
Point Comfort Underwriters $84 - $87 240%
Wellpoint $157 448%
First Health $314 - $333 895%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals