CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Erlanger Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 95810
  • Insurance Median: $723
  • Cash Discount Price: $3,524
  • vs. Medicare Baseline: 0.82x Medicare
The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Erlanger Medical Center is $723. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,524. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.82x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$3,524

Average discount available for prompt cash payment at this facility.

Insurance Median
$723

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)
Cash / Self-Pay: $3,524 (402%)
Insurance Median: $723 (82%)
Cash: $3,524 (402% of Medicare)
Ins. Median: $723 (82% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $101 - $2,219 12%
Amerigroup $116 - $1,604 13%
Cigna $130 - $3,632 15%
Devoted Health $144 - $971 16%
Aetna $146 - $3,545 17%
Humana $159 - $4,341 18%
Atrio Health $173 - $1,027 20%
Point Comfort Underwriters $173 - $1,500 20%
Caresource $174 - $1,867 20%
Peach State Hlth Plan $174 - $531 20%
Alexian $188 - $839 21%
Bluecare $196 - $1,738 22%
Pruitthealth Premier $202 - $854 23%
Blue Cross Blue Shield $602 - $5,788 69%
Clover $834 - $933 95%
Medicare (plans) $834 95%
Upmc $834 - $933 95%
American Health $859 - $961 98%
Nhc $875 - $980 100%
Occunet $887 - $1,459 101%
Simpra Advantage $917 105%
Ambetter / Centene $1,042 - $1,167 119%
Caresource Ga $1,226 - $2,198 140%
Caresource Tn $1,226 - $2,198 140%
Olympus $1,250 - $5,426 142%
Pnoa $1,283 - $2,333 146%
Alliant $1,334 - $5,426 152%
Caresource Nc $1,479 - $2,198 169%
Wellpoint $2,670 - $2,894 304%
First Health $5,340 - $6,150 609%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals