CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Erlanger Medical Center

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 81001
  • Insurance Median: $4
  • Cash Discount Price: $28
  • vs. Medicare Baseline: 1.26x Medicare
The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Erlanger Medical Center is $4. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $28. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 1.26x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$28

Average discount available for prompt cash payment at this facility.

Insurance Median
$4

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)
Cash / Self-Pay: $28 (883%)
Insurance Median: $4 (126%)
Cash: $28 (883% of Medicare)
Ins. Median: $4 (126% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amerigroup $1 - $9 32%
UnitedHealthcare $1 - $5 32%
Blue Cross Blue Shield $2 - $66 63%
Bluecard - Network P $2 - $9 63%
Bluecard - Network S $2 - $9 63%
Humana $2 - $5 63%
Aetna $3 - $40 95%
Alexian $3 - $15 95%
American Health $3 95%
Atrio Health $3 - $14 95%
Bluecare $3 - $6 95%
Caresource $3 - $6 95%
Cigna $3 - $37 95%
Clover $3 95%
Devoted Health $3 - $12 95%
Nhc $3 95%
Upmc $3 95%
Wellpoint $3 95%
Ambetter / Centene $4 126%
Caresource Ga $5 - $8 158%
Caresource Nc $5 - $8 158%
Caresource Tn $5 - $8 158%
Point Comfort Underwriters $5 - $14 158%
Pruitthealth Premier $6 - $16 189%
Pnoa $8 252%
Olympus $45 - $62 1420%
Alliant $62 1956%
First Health $66 - $70 2082%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals