CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Fort Loudoun Medical Center

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $57
Cash Discount Price: $50
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Fort Loudoun Medical Center is $57. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $50. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 0.95x the Medicare baseline. Located in 550 Fort Loudon Medical Center Dr, Lenoir City, TN.

Cash / Self-Pay

$50

Average discount available for prompt cash payment at this facility.

Insurance Median

$57

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $50 (83%)

Insurance Median: $57 (95%)

Cash: $50 (83% of Medicare)

Ins. Median: $57 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$9 - $57	15%
Aetna	$10 - $57	17%
UnitedHealthcare	$27 - $234	45%
Wellpoint	$50 - $57	83%
Farm Bureau	$53	88%
Tricare	$54	90%
Humana	$56	93%
Cigna	$57 - $94	95%
Devoted Health	$57	95%
Wellcare	$57	95%
Ehn	$71	118%
Ambetter / Centene	$94	156%
Correctional Medical Services	$94	156%
Community Services Network	$102	169%
Usa Managed Care Organization	$110	183%
Novanet	$118	196%
Direct Care America	$126	209%
Medsave Usa	$126	209%
National Provider Network	$126	209%
Beech Street	$133	221%
Ccn Managed Care	$133	221%
Initial Group	$138	229%
Galaxy Health Network	$141	234%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $50.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fort Loudoun Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.