Colonoscopy (diagnostic)
Facility: Physicians Regional Medical Center
Billing Code: 45378 (CPT)
- CPT Billing Code: 45378
- Insurance Median: $872
- Cash Discount Price: $2,928
- vs. Medicare Baseline: 0.92x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Veterans Eval Services | $300 | 32% |
| Amerigroup | $518 - $872 | 55% |
| Amerigroup Community Care | $518 | 55% |
| Medicaid / KanCare | $696 | 73% |
| UnitedHealthcare | $696 - $14,030 | 73% |
| Tricare | $802 | 84% |
| Humana | $830 | 87% |
| Medicare (plans) | $830 | 87% |
| Node Bluecare Plus Tn Mcr Adv | $830 - $844 | 87% |
| Department Of Veterans Affairs | $844 | 89% |
| Node Hospice Non Par Agree | $844 | 89% |
| Node Va | $844 | 89% |
| Node Devoted Health Mcr Adv | $847 | 89% |
| Node Farm Bureau Mcr Adv | $847 | 89% |
| Aetna | $855 - $1,920 | 90% |
| Blue Cross Blue Shield | $855 - $2,722 | 90% |
| Node Healthspring Mcr Adv | $855 | 90% |
| Wellcare | $877 | 92% |
| Node Nhc Mcr Adv | $913 | 96% |
| Node Us Dept Of Labor | $1,055 | 111% |
| Us Department Of Labor | $1,055 | 111% |
| Novanet Work Comp Tn | $1,354 | 143% |
| Occunet Work Comp Tn | $1,368 | 144% |
| Tn Work Comp | $1,368 | 144% |
| Ambetter / Centene | $1,561 | 164% |
| Node Point Comfort Underwriters | $1,561 | 164% |
| Cigna | $1,914 - $1,946 | 201% |
| Self Pay | $2,678 - $3,178 | 282% |
| Multiplan | $6,647 - $9,961 | 700% |