CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Baptist Memorial Hospital Union City

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$450

about 1.8× the $244 Medicare rate · typically $402–$470

modeled estimate · not a bill or quote

What this hospital charges insurers

$397

Below the fair price — a good deal

about $53 under the fair price · 1.6× Medicare

Medicare pays $244 Fair price $450 This hospital $397 Cash price $567 Hospital's list price $2,835

How we calculate the fair BaseRate →

How this hospital compares to other TN hospitals

Highest price of the 9 TN hospitals we have prices for — worth calling around.

Cheapest $65 Priciest $397

Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $450 (about 1.8× the $244 Medicare rate). Baptist Memorial Hospital Union City charges insurers about $397, or about $567 in cash — below the fair price — a good deal. Located in Union City, TN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$397 - $2,315	163%
Blue Cross Blue Shieldmajor	$192 - $419	79%
Aetnamajor	$232 - $2,512	95%
Cignamajor	$222 - $993	91%
Humanamajor	$223 - $2,648	91%
Health Net	$441	181%
Oscar Health	$221	91%
+ 54 smaller / regional plans	$232 - $3,611

Government programs also on file: Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 567), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Baptist Memorial Hospital Union City is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Baptist Memorial Hospital Union City

Compare: MRI, lower back (no contrast) at other TN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.