Blood test, urea nitrogen (BUN, kidney)
Facility: Tristar Centennial Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $97
- Cash Discount Price: $516
- vs. Medicare Baseline: 24.56x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 2456% of the Medicare baseline (a markup of 2356%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Wellpoint | $2 | 51% |
| Aetna | $3 - $272 | 76% |
| Ambetter / Centene | $4 | 101% |
| American Health Advantage | $4 | 101% |
| Amerigroup | $4 | 101% |
| Atrio Golden Times | $4 | 101% |
| Blue Cross Blue Shield | $4 - $22 | 101% |
| Bright Health | $4 - $5 | 101% |
| Devoted Health Plan | $4 | 101% |
| Evergreen Hmo | $4 | 101% |
| Healthspring | $4 | 101% |
| Humana | $4 - $354 | 101% |
| Odyssey Healthcare | $4 | 101% |
| Sarah Cannon Research | $4 | 101% |
| Signature Advantage | $4 | 101% |
| United | $4 - $245 | 101% |
| United Behavioral Health | $4 | 101% |
| Wellcare | $4 | 101% |
| Zing | $4 | 101% |
| Corvel Corporation | $6 | 152% |
| Novanet | $6 | 152% |
| Prime Health | $6 - $479 | 152% |
| Cigna | $7 - $435 | 177% |
| Oscar | $12 | 304% |
| Kentucky Labor Cabinet | $90 - $100 | 2278% |
| Apex Health | $93 - $103 | 2354% |
| Nhc Advantage, Inc. | $93 - $103 | 2354% |
| Pruitt Health (Allyalign) | $93 - $103 | 2354% |
| Tennessee Donor Services | $132 - $147 | 3342% |
| Centurion | $201 - $224 | 5089% |
| Emerging Therapy Solutions | $239 - $364 | 6051% |
| Bgfh Singlesource | $244 - $462 | 6177% |
| Value Option | $244 - $272 | 6177% |
| Multiplan | $269 - $299 | 6810% |
| Southern Health Partners | $293 - $326 | 7418% |
| Employers Health Network | $342 - $381 | 8658% |
| Mhnet | $367 - $408 | 9291% |
| Odom'S Tn Pride Sausage | $367 - $408 | 9291% |
| Compsych | $391 - $435 | 9899% |
| Beech Street | $430 - $479 | 10886% |
| UnitedHealthcare | $435 - $544 | 11013% |