Culture, blood
Facility: Stones River Hospital
Billing Code: 87040 (CPT)
This hospital's typical commercial price is $10 compared to the $10 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 0 of 8 other TN hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 TN hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Culture, blood is about $10 (about 1.0× the $10 Medicare rate). Stones River Hospital charges insurers about $10, or about $90 in cash — about the fair price. Located in Woodbury, TN.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $9 - $10 | 87% |
| Blue Cross Blue Shieldmajor | $10 - $30 | 97% |
| Aetnamajor | $11 - $175 | 107% |
| Cignamajor | $14 - $40 | 136% |
| Humanamajor | $10 | 97% |
| Ambetter (Centene) | $13 | 126% |
| Amerigroup | $10 | 97% |
| Cigna HealthSpring | $10 | 97% |
| Oscar Health | $14 | 136% |
| + 6 smaller / regional plans | $7 - $14 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Stones River Hospital
Compare: Culture, blood at other TN hospitals
- Blount Memorial Hospital · Maryville $10
- Williamson Medical Center · Franklin $10
- Methodist Hospitals of Memphis · Memphis $10
- Dekalb Community Hospital · Smithville $10
- Indian Path Community Hospital · Kingsport $10
- Saint Thomas Highlands Hospital · Sparta $10
- Marshall Medical Center · Lewisburg $10
- St Jude Childrens Research Hospital · Memphis $10
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Stones River Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $109
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $109).
Self-Pay Cash Rate ($90) Beats Your Bill
Stones River Hospital's published 45 CFR § 180 self-pay cash rate is $90 (vs. $10 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $10 Fair BaseRate ($10 Medicare)
Your bill ($301) is $291 above the denoised Fair BaseRate ($10) and 30.1× the $10 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.