MRI, knee or other leg joint cost in TN
What a mri, knee or other leg joint costs at TN hospitals — and the fair price to aim for.
Typical commercial prices here are +8% above the fair benchmark (1.08×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Metro Nashville General Hospital prices routine shoppable procedures near 0.6× Medicare (p50 0.90×) while skewing captive emergency, lab, and upper-quartile codes to 1.1× Medicare (p75 1.14×, +27% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 25% below peer Fair BaseRate (0.75×)
- Self-pay cash beats commercial insurance on 9% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 64% patient recommendation (68/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.08× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.8×) & laboratory (2.2×) services average 1.83× higher multiples than routine shoppable care (0.6×)
- Upper-quartile procedures (Q75 1.14×) jump +27% above the median procedure ratio (Q50 0.90×)
- Unnegotiated chargemaster list prices average 8.3× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, TN hospitals charge above the fair price — worth shopping around here. how we calculate the BaseRate →
Compared with the rest of the country, TN’s fair BaseRate ($333) is about the same as the national fair price of $350.
Cheapest TN hospitals for a mri, knee or other leg joint
- Metro Nashville General Hospital · Nashville $60
- Williamson Medical Center · Franklin $201
- Maury Regional Hospital · Columbia $221
- Saint Thomas Hospital for Spinal Surgery · Nashville $227
- Parkwest Medical Center · Knoxville $227
- Roane Medical Center · Harriman $227
- Morristown Hamblen Hospital Association · Morristown $227
- Fort Loudoun Medical Center · Lenoir City $227
- Fort Sanders Regional Medical Center · Knoxville $227
- Methodist Medical Center of Oak Ridge · Oak Ridge $227
- University Health System, Inc · Knoxville $231
- Ascension Saint Thomas Hospital · Nashville $234
- St Jude Childrens Research Hospital · Memphis $237
- Cumberland Medical Center · Crossville $243
- Leconte Medical Center · Sevierville $243
Audit a Bill or Quote at TN Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $346
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $346).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask TN Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $333 Fair BaseRate ($193 Medicare)
Your bill ($953) is $620 above the denoised Fair BaseRate ($333) and 4.9× the $193 Medicare rate.