CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: University Medical Center of El Paso

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $62
Cash Discount Price: $24
vs. Medicare Baseline: 0.65x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at University Medical Center of El Paso is $62. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $24. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 0.65x the Medicare baseline. Located in 4815 Alameda Ave, El Paso, TX.

Cash / Self-Pay

$24

Average discount available for prompt cash payment at this facility.

Insurance Median

$62

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $24 (25%)

Insurance Median: $62 (65%)

Cash: $24 (25% of Medicare)

Ins. Median: $62 (65% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$14 - $190	15%
Cigna	$17 - $210	18%
El Paso Health Dual	$19 - $76	20%
Medicaid / KanCare	$20 - $79	21%
Superior Tx	$21 - $82	22%
Wellmed	$38 - $151	40%
El Paso Health	$42 - $166	44%
Humana	$48 - $190	50%
Healthnet	$62	65%
Medicare (plans)	$62	65%
UnitedHealthcare	$88 - $210	92%
Blue Cross Blue Shield	$118 - $154	124%
Amerigroup Tx	$1,986 - $7,896	2086%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $24.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University Medical Center of El Paso is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.