CMS Price Transparency Data

Vaginal delivery (full package)

Facility: University Medical Center of El Paso

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $1,424
Cash Discount Price: $538
vs. Medicare Baseline: 0.64x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at University Medical Center of El Paso is $1,424. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $538. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 0.64x the Medicare baseline. Located in 4815 Alameda Ave, El Paso, TX.

Cash / Self-Pay

$538

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,424

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $538 (24%)

Insurance Median: $1,424 (64%)

Cash: $538 (24% of Medicare)

Ins. Median: $1,424 (64% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$487 - $1,696	22%
Cigna	$590 - $9,115	27%
El Paso Health Dual	$641 - $673	29%
Medicaid / KanCare	$670 - $703	30%
Superior Tx	$697 - $732	31%
Wellmed	$1,282 - $1,346	58%
El Paso Health	$1,410 - $1,481	64%
Blue Cross Blue Shield	$1,615 - $1,938	73%
Humana	$1,615 - $1,696	73%
Healthnet	$2,290	103%
Amerigroup Tx	$66,992 - $70,342	3025%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $538.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University Medical Center of El Paso is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.