CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: Laredo Medical Center

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82565
  • Insurance Median: $10
  • Cash Discount Price: $218
  • vs. Medicare Baseline: 1.95x Medicare
The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at Laredo Medical Center is $10. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $218. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 1.95x the Medicare baseline. Located in 1700 East Saunders, Laredo, TX.
Cash / Self-Pay
$218

Average discount available for prompt cash payment at this facility.

Insurance Median
$10

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)
Cash / Self-Pay: $218 (4258%)
Insurance Median: $10 (195%)
Cash: $218 (4258% of Medicare)
Ins. Median: $10 (195% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $4 - $161 78%
Medicaid / KanCare $4 - $9 78%
Molina $4 - $9 78%
UnitedHealthcare $4 - $210 78%
Aetna $5 - $428 98%
American Health $5 98%
Amerigroup $5 98%
Cigna $5 - $472 98%
Humana $5 98%
Medicare (plans) $5 98%
Node Amerigroup Mcr Adv $5 98%
Node Hospice Non Par Agree $5 98%
Node Ice Health Service Corps $5 98%
Node Tihp Mcr Adv $5 98%
Node Va $5 98%
Node Wellpoint Mcr Adv $5 98%
Provider Partners Health Plan $5 98%
Superior $5 - $9 98%
Triwest $5 98%
Veterans Eval Services $5 98%
Industrial Rehab $6 117%
Node Champva $6 117%
Node Us Dept Of Labor $6 117%
Tricare $6 117%
Node Molina Health Exchange $8 156%
Node Brookshire Brothers $9 176%
Coventry Hcn Tx Work Comp $10 195%
Health Smart $10 - $516 195%
Node Brookshire Brothers Work Comp Tx $10 195%
Node Superior Commercial Exchange $10 195%
Tx Work Comp $10 195%
Imo Work Comp $12 234%
Node Naphcare $12 234%
Self Pay $52 - $96 1016%
Lonestar Athletic $100 1953%
Tx Workforce Commission $243 4746%
Mutual Of Omaha $479 - $701 9355%
Multiplan Primary $553 10801%
Medical Control $612 11953%
Accountable Health Plans $627 - $664 12246%
Health Headquarters $627 12246%
Multiplan $642 12539%
Nha $649 12676%
Galaxy Health Network $653 12754%
Cchn $664 12969%
Nppn Plan Vista $664 12969%
Ppo Next $664 12969%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1700 East Saunders, Laredo, TX 78044
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals