CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Laredo Medical Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 45378
  • Insurance Median: $965
  • Cash Discount Price: $2,915
  • vs. Medicare Baseline: 1.02x Medicare
The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Laredo Medical Center is $965. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,915. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.02x the Medicare baseline. Located in 1700 East Saunders, Laredo, TX.
Cash / Self-Pay
$2,915

Average discount available for prompt cash payment at this facility.

Insurance Median
$965

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)
Cash / Self-Pay: $2,915 (307%)
Insurance Median: $965 (102%)
Cash: $2,915 (307% of Medicare)
Ins. Median: $965 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Veterans Eval Services $315 33%
Medicaid / KanCare $346 - $700 36%
Molina $346 - $702 36%
UnitedHealthcare $346 - $3,461 36%
Blue Cross Blue Shield $352 - $2,648 37%
Amerigroup $363 38%
Cigna $363 - $6,998 38%
Superior $363 - $965 38%
Self Pay $850 89%
Node Hospice Non Par Agree $892 94%
Humana $919 97%
Medicare (plans) $919 97%
Node Champva $934 98%
Node Ice Health Service Corps $934 98%
Node Va $934 98%
Tricare $934 98%
Triwest $934 98%
Aetna $947 - $7,044 100%
American Health $956 101%
Provider Partners Health Plan $962 101%
Node Amerigroup Mcr Adv $965 102%
Node Tihp Mcr Adv $965 102%
Node Wellpoint Mcr Adv $981 103%
Multiplan Primary $1,035 109%
Industrial Rehab $1,074 113%
Node Us Dept Of Labor $1,168 123%
Node Molina Health Exchange $1,551 163%
Node Brookshire Brothers $1,635 172%
Node Brookshire Brothers Work Comp Tx $1,738 183%
Coventry Hcn Tx Work Comp $1,775 187%
Health Smart $1,775 - $8,502 187%
Node Superior Commercial Exchange $1,868 197%
Tx Work Comp $1,868 197%
Lonestar Athletic $2,000 211%
Imo Work Comp $2,149 226%
Node Naphcare $2,149 226%
Tx Workforce Commission $4,008 422%
Medical Control $10,081 1061%
Health Headquarters $10,323 1087%
Multiplan $10,566 1112%
Nha $10,688 1125%
Galaxy Health Network $10,749 1131%
Accountable Health Plans $10,931 1151%
Cchn $10,931 1151%
Nppn Plan Vista $10,931 1151%
Ppo Next $10,931 1151%
Mutual Of Omaha $11,538 1214%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1700 East Saunders, Laredo, TX 78044
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals