CMS Price Transparency Data

Inguinal hernia repair

Facility: Laredo Medical Center

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 49505
  • Insurance Median: $3,716
  • Cash Discount Price: $13,415
  • vs. Medicare Baseline: 1.02x Medicare
The contracted insurance negotiated median rate for a Inguinal hernia repair at Laredo Medical Center is $3,716. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13,415. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 1.02x the Medicare baseline. Located in 1700 East Saunders, Laredo, TX.
Cash / Self-Pay
$13,415

Average discount available for prompt cash payment at this facility.

Insurance Median
$3,716

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)
Cash / Self-Pay: $13,415 (367%)
Insurance Median: $3,716 (102%)
Cash: $13,415 (367% of Medicare)
Ins. Median: $3,716 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Veterans Eval Services $501 14%
Medicaid / KanCare $1,211 - $2,455 33%
Molina $1,211 - $2,459 33%
UnitedHealthcare $1,211 - $15,931 33%
Blue Cross Blue Shield $1,236 - $12,186 34%
Amerigroup $1,272 35%
Cigna $1,272 - $6,998 35%
Superior $1,272 - $3,716 35%
Multiplan Primary $1,448 40%
Lonestar Athletic $2,000 55%
Humana $3,539 97%
Medicare (plans) $3,539 97%
Node Champva $3,597 98%
Node Ice Health Service Corps $3,597 98%
Node Va $3,597 98%
Tricare $3,597 98%
Triwest $3,597 98%
Aetna $3,645 - $32,420 100%
American Health $3,681 101%
Provider Partners Health Plan $3,705 101%
Node Amerigroup Mcr Adv $3,716 102%
Node Tihp Mcr Adv $3,716 102%
Node Wellpoint Mcr Adv $3,777 103%
Self Pay $3,913 107%
Industrial Rehab $4,136 113%
Node Us Dept Of Labor $4,496 123%
Node Hospice Non Par Agree $5,292 145%
Node Molina Health Exchange $5,971 163%
Node Brookshire Brothers $6,294 172%
Node Brookshire Brothers Work Comp Tx $6,690 183%
Coventry Hcn Tx Work Comp $6,834 187%
Health Smart $6,834 - $39,128 187%
Node Superior Commercial Exchange $7,193 197%
Tx Work Comp $7,193 197%
Imo Work Comp $8,272 226%
Node Naphcare $8,272 226%
Tx Workforce Commission $18,446 504%
Medical Control $46,394 1268%
Health Headquarters $47,512 1299%
Multiplan $48,630 1329%
Nha $49,189 1345%
Galaxy Health Network $49,469 1352%
Accountable Health Plans $50,307 1375%
Cchn $50,307 1375%
Nppn Plan Vista $50,307 1375%
Ppo Next $50,307 1375%
Mutual Of Omaha $53,102 1452%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1700 East Saunders, Laredo, TX 78044
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals