CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Laredo Medical Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97140
  • Insurance Median: $95
  • Cash Discount Price: $111
  • vs. Medicare Baseline: 3.43x Medicare
The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Laredo Medical Center is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $111. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 3.43x the Medicare baseline. Located in 1700 East Saunders, Laredo, TX.
Cash / Self-Pay
$111

Average discount available for prompt cash payment at this facility.

Insurance Median
$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)
Cash / Self-Pay: $111 (400%)
Insurance Median: $95 (343%)
Cash: $111 (400% of Medicare)
Ins. Median: $95 (343% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 343% of the Medicare baseline (a markup of 243%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $18 - $127 65%
Medicaid / KanCare $18 - $41 65%
Molina $18 - $41 65%
UnitedHealthcare $18 - $114 65%
Amerigroup $19 - $21 69%
Cigna $19 - $256 69%
Superior $19 - $43 69%
Self Pay $25 - $52 90%
Node Champva $26 94%
Node Hospice Non Par Agree $26 94%
Tricare $26 94%
Veterans Eval Services $26 94%
Aetna $27 - $232 97%
Humana $27 97%
Medicare (plans) $27 97%
Node Ice Health Service Corps $27 97%
Node Va $27 97%
Triwest $27 97%
American Health $28 101%
Node Amerigroup Mcr Adv $28 101%
Node Tihp Mcr Adv $28 101%
Node Wellpoint Mcr Adv $28 101%
Provider Partners Health Plan $28 101%
Industrial Rehab $31 112%
Node Us Dept Of Labor $41 148%
Node Molina Health Exchange $45 162%
Node Brookshire Brothers $47 170%
Lonestar Athletic $50 180%
Node Brookshire Brothers Work Comp Tx $50 180%
Coventry Hcn Tx Work Comp $51 184%
Health Smart $51 - $280 184%
Node Superior Commercial Exchange $54 195%
Tx Work Comp $54 195%
Imo Work Comp $62 224%
Node Naphcare $62 224%
Tx Workforce Commission $119 - $132 429%
Mutual Of Omaha $234 - $381 844%
Multiplan Primary $270 - $300 974%
Medical Control $298 - $332 1075%
Accountable Health Plans $305 - $361 1100%
Health Headquarters $305 - $341 1100%
Multiplan $313 - $349 1129%
Nha $316 - $353 1140%
Galaxy Health Network $318 - $355 1147%
Cchn $323 - $361 1165%
Nppn Plan Vista $323 - $361 1165%
Ppo Next $323 - $361 1165%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1700 East Saunders, Laredo, TX 78044
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals