Sleep study (overnight, in lab)
Facility: St Joseph Medical Center
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $874 compared to the $1,340 fair price benchmark.
3-Star CMS clinical quality rating paired with 0.65× fair market pricing.
Highest price of the 9 TX hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.
A fair price for a Sleep study (overnight, in lab) is about $1,340 (about 1.5× the $877 Medicare rate). St Joseph Medical Center charges insurers about $874, or about $849 in cash — below the fair price — a good deal. Located in Houston, TX.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $722 - $2,207 | 82% |
| Blue Cross Blue Shieldmajor | $411 - $5,410 | 47% |
| Aetnamajor | $849 - $3,898 | 97% |
| Cignamajor | $1,602 - $6,365 | 183% |
| Humanamajor | $819 - $1,926 | 93% |
| Ambetter (Centene) | $1,078 - $1,165 | 123% |
| Amerigroup | $849 | 97% |
| Bright Health | $966 | 110% |
| Cigna HealthSpring | $849 | 97% |
| Devoted Health | $849 | 97% |
| Molina | $969 - $2,207 | 110% |
| Oscar Health | $874 - $1,208 | 100% |
| WellCare | $891 | 102% |
| + 18 smaller / regional plans | $687 - $7,956 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Joseph Medical Center
Compare: Sleep study (overnight, in lab) at other TX hospitals
- University of Texas M. D. Anderson Cancer Center · Houston $248
- Parkland Health & Hospital System · Dallas $316
- Ward Memorial Hospital · Monahans $428
- PAM Specialty Hospital of Texarkana North · Texarkana $428
- PAM Specialty Hospital of San Antonio Medical Center · San Antonio $473
- North Texas Medical Center · Gainesville $501
- Fort Duncan Medical Center · Eagle Pass $506
- Doctors Hospital of Laredo · Laredo $506
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Joseph Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $2,888
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $2,888).
Self-Pay Cash Rate ($849) Beats Your Bill
St Joseph Medical Center's published 45 CFR § 180 self-pay cash rate is $849 (vs. $874 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,340 Fair BaseRate ($877 Medicare)
Your bill ($7,956) is $6,616 above the denoised Fair BaseRate ($1,340) and 9.1× the $877 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.